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Royal Neighbors of America (RNA)

ITS OVER

CLOSED 05/01/2013

 

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Company Ratings: A- (excellent) by A.M. Best
Interest Rate:

3.00% YEAR 1

3.00% MINIMUM GUARANTEE
This rate could go up and will never drop below 3%
 
Guaranteed Period: Guaranteed For Life Of Contract
Surrender Charges: 10 year period:
10,9,8,7,6,5,4,3,2,1,0
NO MVA
Minimum Deposit: $100 Monthly PAC
$1,200 Minimum Annually
$25,000 Maximum Annually 
Issue Age: 16-75 (NQ) Owner
0-99 Annuitant Non-Qualified
Approved in ONLY: CA
Free Withdrawal: •10% of Accumulation value per certificate year
Death Benefits:
  • Member Benefits
  • At owner’s death, if owner & annuitant are the same Accumulation Value
  • At owner’s death, if owner different than annuitant, age 75 or under
  • At owner’s death, if owner different than annuitant, age greater than 75 Cash Surrender Value
  • If annuitant dies If Owner is a trust - Accumulation Value. Otherwise, Owner will name new annuitant within 60 days or become Annuitant.
Commission: 5.00% (0-75) Year 1 / 2.25% year 2-10

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