This is a true 10 year guaranteed interest rate annuity.

Interest Rate:

3.30% ($250,000+)
3.20%
($10,000 - $249,999)
Guaranteed For 10 Years

Guaranteed Period: Guaranteed For 10 Years
Surrender Charges: 9 Years
7%,6%,5%,4%,3%,2%,1%,1%,1%,0.75%

+/- MVA
•The MVA is not applied in the states of DE, MO, OR, PA & WA
Commission reduced in these states.)
Minimum Deposit: $10,000 ($5,000 Qualified)
Issue Age: 0-90
States NOT approved in: NJ, NY
Free Withdrawal: •10% of the previous anniversary
•RMD's allowed in all years (chargebacks in Year 1).

Can annuitize at any time. minimum of 10 years, or for 5 years after the initial guarantee period.
 

Death Benefits: •Full account value at death.
Commission: 3.00% (0-80)
2.25% (81-85)
1.50% (86-90)

NON MVA STATES
2.50% (0-80)
1.90% (81-85)
1.25% (86-90)

Waivers None
Company Ratings: B++ by A.M. Best

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