This is a true 5 year guaranteed interest rate annuity.

Interest Rate:

3.25% For 5 Years

Guaranteed Period: Guaranteed For 5 Years
Surrender Charges: 5 Yrs
9%, 8%, 7%, 6%, 5, 0%
Minimum Deposit: $10,000
Issue Age: 0-85 (age of last birthday) Mary vary by state
States NOT approved in: CA, CT, IA, ME, MA, MT, NH, NJ, NY, OR, RI, VT, WI
Free Withdrawal: 10% FREE withdrawals. Policyowners may withdraw up to 10% of the accumulated contract value each year after the first year, without a withdrawal charge.
Death Benefits: Withdrawal charges are waived in the event of the annuitantís death

Withdrawal charges apply at the death of a non-annuitant owner, if death occurs during the withdrawal charge period.

Commission: 2.25% 0-80  |  1.25% 81-85
Waivers NURSING CARE WAIVER - Up to 50% of accumulated contract value without a withdrawal charge.
Company Ratings: B by A.M. Best
Appointment: Agent Appointment - Call 800-373-9697

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