Flexible Premium fixed annuity. 800-373-9697

Interest Rate:

3.00% Year1
2.00% Base Rate

Guaranteed Period: Guaranteed For 1 Years
Surrender Charges: 5 year period:
8%, 7%, 6%, 5%, 4% 0% thereafter
with MVA
Minimum Deposit: $5,000 - $100 month additions
Issue Age: 0-90 (0-85 in OK)
States not approved in: AL, AK, CT, DC, HI, ME, MA, MN, MO, NH, NJ, NY, OR, PA, RI, VT, WY
Free Withdrawal: Accumulated Interest Twice Yearly
Death Benefits: Full Death Benefit
Commission: Eligible for 25 BP Annual Trail
Policy Year 1: 4.00% (0-80) |
2.00% (81-90)
Policy Year 2-3: 2.60% (0-80) |1.00% (81-90)
Policy Year 4-5: 0.60% (0-80) |0.30% (81-90)
Policy Year 6+: 0.40% (0-80) |0.20% (81-90)
Minimum Guarantee Rate: 1.00%
Waivers: Nursing Home
Disability Waivers
Company Ratings: B++ by A.M. Best

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