TOP AGENT CONTRACTS - 800-373-9697  

This is a true 5 year guaranteed interest rate annuity.

Company Ratings: A- (excellent) by A.M. Best
Interest Rate:


3.00
% Guaranteed For 5 Years
 

Guaranteed Period: Guaranteed For 5 Years
Surrender Charges: 5 year period:
8.5%, 7.5%, 7%, 6%, 4%, 0%
NO MVA
Minimum Deposit: $20,000 - $300,000 without carrier approval
Issue Age: 0-99 (NQ) Owner ONLY
8-85 Annuitant and Qualified
Approved in all states except: AK, AL, HI, IA, LA, MA, NH, NY
Free Withdrawal: Monthly Interest Available If the accumulation value of the certificate is at least $20,000, you may elect to automatically receive your interest earnings every month.
Additional Withdrawals In addition to monthly interest withdrawals, a partial withdrawal of at least $500 can be requested at any time prior to the maturity date of the certificate as long as the accumulation value does not fall below $10,000.
(Penalty may apply if great than free withdrawal available.)
Death Benefits: Confinement Terminal Illness Waivers
Full Death Benefit if owner and annuitant are same.
Surrender Value if owner is over 75 & not annuitant.
Commission: 2.00% Over $100,000 (0-75)
1.70% Over $100,000 (76-85)

2.00% Under $100,000(0-75)
1.70% Under $100,000(76-85)

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Agent: Jeff Affronti is Master General Agent for DBA SPIAquote.com

 
Non Resident Licenses:
AL, AZ, CO, FL, HI, GA, ID, IL, IA, KS, LA, MD, MI, MO, NV, NJ, NY, OH, OK, OR, PA, TN, TX, UT, VA, WA

Locally serving
the San Fernando Valley, Hidden Hills, Woodland Hills, Calabasas, Malibu, Agoura Hills, Westlake Village, Thousand Oaks, Simi Valley, Encino, West Hills, Chatsworth, Oak Park, Oxnard, Northridge, Camarillo, Carpinteria, Laguna Woods, Montecito, Porter Ranch, Beverly Hills, Santa Barbara and Ventura
 
Toll Free (800) 373-9697 | Fax (818) 881-6973

CA Insurance License 0B67385 and 0B91910