This is a true 7 year guaranteed interest rate annuity.

Interest Rate:

3.10% For 7 Years

Guaranteed Period: Guaranteed For 7 Years
Surrender Charges: 7 year period:
0-55: 12,11,10,8,6,5,4,0%
56+: 8,7,6,5,4.5,3.5,2.5.0%
+/- MVA 1st 7 Yrs
Minimum Deposit: $10,000
Issue Age: 0-85
States not approved in: DE, MN, NH, NY
Free Withdrawal: Accumulated Interest Twice Yearly
Death Benefits: Full Death Benefit
Commission: 4.00% (0-80) -  2.00% (81-85)
Waivers Nursing Home
Disability Waivers
Company Ratings: B++ by A.M. Best

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Agent: Jeff Affronti is Master General Agent

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CA Insurance License 0B67385 and 0B91910