This is a 7 year FLEX premium adjusting interest rate annuity.

Liberty Bankers
Interest Rate:
 Agent Appointment

4.05% Year 1
Includes a 1.50% Year 1 bonus
2.55% Base Rate:


Minimum Interest Rate: 1.00%
Guaranteed Period: Guaranteed For 1 Year
Surrender Charges: 7 year period:
Ages 0-55: 12%, 11%, 10%, 8%, 6%, 4%, 2%, 0%
Ages 56+: 8%, 7%, 6%, 5%, 4%, 3%, 2%, 0%
+/- MVA 1st 7 Yrs
Minimum Deposit: $5,000 - $100 month additions
Issue Age: 0-85
States not approved in: AL, AK, CT, DC, HI, ME, MA, MN, MO, NH, NJ, NY, OR, PA, RI, VT, WY
Free Withdrawal: Accumulated Interest Twice Yearly
Death Benefits: Full Death Benefit
Commission: Eligible for 25 BP Annual Trail
Policy Year 1: 5.50% (0-80) |
2.50% (81-85)
Policy Year 2-5: 3.00% (0-80) |1.50% (81-85)
Policy Year 6+: 2.60% (0-80) |0.60% (81-85)
Waivers Nursing Home
Disability Waivers
Company Ratings: B++ by A.M. Best (Twice Upgraded in last 6 years)

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Agent: Jeff Affronti is Master General Agent

Non Resident Licenses: AL, AZ, CO, FL, HI, GA, ID, IL, IA, KS, LA, MD, MI, MO, NV, NJ, NY, OH, OK, OR, PA, TN, TX, UT, VA, WA, WI
Locally serving the San Fernando Valley, Hidden Hills, Woodland Hills, Calabasas, Malibu, Agoura Hills, Westlake Village, Thousand Oaks, Simi Valley, Encino, West Hills, Chatsworth, Oak Park, Oxnard, Northridge, Camarillo, Carpinteria, Laguna Woods, Montecito, Porter Ranch, Beverly Hills, Santa Barbara and Ventura
Toll Free (800) 373-9697 | Fax (818) 881-6973

CA Insurance License 0B67385 and 0B91910