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9 year fixed rate annuity 2 choices.

Interest Rate:

Liberty USA 500 Product  
8.25% Year 1
(8.00% under $100K)

3.00% Base Rate Rate

3.00% Minimum Guarantee Floor
3.57% minimum over 9 years (3.54% under $100K)

Interest Rate: Liberty USA 100 Product  
4
.25% Year 1 (4.00% under $100K)
3.00% Base Rate Rate

3.00% Minimum Guarantee Floor
3.14% minimum over 9 years (3.11% under $100K)
Guaranteed Period: Guaranteed For 7 Years
Minimum Deposit: $10,000
Issue Age: 0-79
Surrender Charges: 9 year period:
0-55: 16,15,14,13,12,11,10,9,8,0%
56+: 13,12,11,10.5,9.5, 8.5,7.5,6.5,5.5,0%
+/- MVA
Commission: USA 500
6.25% (0-70)
-  4.25% (71-79)
 

USA 100
8.25% (0-70)
6.25% (71-79)

PLUS 0.50% bonus for cases over $100,000 in 2012 (0-70)!

States not approved in: AL, AK, CT, DC, DE, FL, ME, MA, MN, MS, MO, NH, NJ, NY, OR, RI, SC, TX, UT, VT, WA, WY
Free Withdrawal: Accumulated Interest Twice Yearly
Death Benefits: Full Death Benefit
Waivers Nursing Home
Disability Waivers
Company Ratings: B- by A.M. Best

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