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The FSD Fixed Annuity Journal & Interest Rate Review
A monthly guide for insurance agents reviewing fixed annuity product quality and performance.

August 2005

Annuity Review (PDF Format)
A variety of sales ideas, product discussions/comparisons and miscellaneous thoughts.

Comeback Kid Conseco

To succeed, an annuity company has to be focused, competitive and responsive to the marketplace. For Conseco Annuity Assurance company, as for any organization, these goals are accomplished by establishing strength and stability. Conseco insurance companies have been working to get to these goals accomplished and have had success such as 3 consecutive quarters of growth. Double Rating upgrade from A.M.Best and 30 Billion in Assets. Conseco is on an uptick and worth a look. Now they have tackled the competitive aspect of the fixed annuity market by offering a true 5 year guarantee of 4.25% for all years. A simple CD type annuity, five years and out with a great commission of 3.00% supplemented by a bonus of 0.25% on you first case by FSD for a total of 3.25%

Index Annuity CD Presentation

  • Free when you licensing with us for ING USA

  • Awesome and professional client approved CD presentations

  • Walks client through product and reason to purchase

  • Available on the Secure, Selectra and Income Outcome index annuities!

PARTIAL 1035 EXCHANGES

Maximize your clients yield on existing qualified and non qualified annuities by using the 10% free withdrawal provision. Clients who are getting below market rates but are still in surrender period may be able to move 10% to higher yielding product through the free withdrawal provision (example: Conseco 4.25%) Fixed rate annuity owners who may want to allocate some funds to an indexed annuity. Let us show you how!

THE TOP INDEPENDENT ANNUITY AGENTS CALL US

FSD assists agents in becoming fixed annuity experts. Our appointed agents get intense product training, access to the industry’s top carriers and the highest possible level commission contracts. Plus our back office does all the follow-up for you. This saves our agents a tremendous amount of time and energy. Fixed Annuities offer GUARANTEES, let us show you how these guarantees can offer your clients security in their retirement years. FSD has well over $450,000,000 in quality independent agent annuity sales since 1996. Trust us to provide sales experience, service, and quality contracts!

CUSTOM CLIENT PRESENTATIONS
Our agent love the fact they only need one source for all their fixed annuity product needs. Agent simple call up to discuss the clients situations and we brain storm to find the best fit for that particular client. Then we put together a professional presentaion with illustrations and brochures. Our agent do not need to follow the rates from 20 companies, that's our job and we do it best. Get licensed with FSD today!

INDEPENDENT ANNUITY AGENTS

  • Let FSD help you become an annuity expert. Our appointed agents get intense product training, access to the industry’s top carriers and the highest level commission contracts. Plus our back office does all the follow-up for you. This saves our agents a tremendous amount of time and energy. Fixed Annuities offers GUARANTEES, let us show you how these guarantees can offer your clients security in their retirement years.

 

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