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The
FSD Fixed Annuity Journal & Interest Rate Review
A monthly guide for insurance agents
reviewing fixed annuity product quality and performance.
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August 2005 |
Annuity Review
(PDF Format)
A variety of sales ideas, product discussions/comparisons and miscellaneous
thoughts.
Comeback Kid Conseco
To succeed, an annuity company has to be focused,
competitive and responsive to the marketplace. For Conseco Annuity Assurance
company, as for any organization, these goals are accomplished by
establishing strength and stability. Conseco insurance companies have been
working to get to these goals accomplished and have had success such as 3
consecutive quarters of growth. Double Rating upgrade from A.M.Best
and 30 Billion in Assets. Conseco is on an uptick and worth a look.
Now they have tackled the competitive aspect of the fixed annuity market by
offering a true 5 year guarantee of 4.25% for all years. A simple CD type
annuity, five years and out with a great commission of 3.00% supplemented by
a bonus of 0.25% on you first case by FSD for a total of 3.25%
Index Annuity CD Presentation
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Free when you licensing with us for ING USA
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Awesome and professional client approved CD presentations
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Walks client through product and reason to purchase
- Available on the Secure, Selectra and
Income Outcome index annuities!
PARTIAL 1035 EXCHANGES
Maximize your clients yield on existing qualified and non qualified
annuities by using the 10% free withdrawal provision. Clients who are
getting below market rates but are still in surrender period may be able to
move 10% to higher yielding product through the free withdrawal provision
(example: Conseco 4.25%) Fixed rate annuity owners who may want to allocate
some funds to an indexed annuity. Let us show you how!
THE TOP INDEPENDENT ANNUITY AGENTS CALL US
FSD assists agents in becoming fixed annuity experts. Our appointed
agents get intense product training, access to the industry’s top carriers
and the highest possible level commission contracts. Plus our back office
does all the follow-up for you. This saves our agents a tremendous amount of
time and energy. Fixed Annuities offer GUARANTEES, let us show you how these
guarantees can offer your clients security in their retirement years. FSD
has well over $450,000,000 in quality independent agent annuity sales since
1996. Trust us to provide sales experience, service, and quality contracts! |
CUSTOM CLIENT
PRESENTATIONS
Our agent love the fact they only need one source for all their fixed
annuity product needs. Agent simple call up to discuss the clients
situations and we brain storm to find the best fit for that particular
client. Then we put together a professional presentaion with illustrations
and brochures. Our agent do not need to follow the rates from 20 companies,
that's our job and we do it best. Get licensed with FSD today!INDEPENDENT ANNUITY AGENTS
- Let FSD help you become an annuity expert. Our appointed agents get
intense product training, access to the industry’s top carriers and the
highest level commission contracts. Plus our back office does all the
follow-up for you. This saves our agents a tremendous amount of time and
energy. Fixed Annuities offers GUARANTEES, let us show you how these
guarantees can offer your clients security in their retirement years.
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