Bail out annuity
from a 98 year old insurance company!Annuity Agent Journal News - Archive
Fixed Annuity agent articles of FSD FINANCIAL SERVICES
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The
FSD Fixed Annuity Journal And Interest Rate Review |
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December 2003 |
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Annuity Review
(PDF Format) A variety of sales ideas, product discussions/comparisons and miscellaneous thoughts. Bail-Out annuity SRA 1 Standard Insurance The SRA 1 has a provision that allows a client to Bail-Out/leave the
contract with no penalties. If the interest rate drops below the initial
crediting rate by 1.00% or to 3.50% whichever is greater for years 2-5 and
below the initial crediting rate by 2.00% or to 3.50% whichever is greater
in year 6. Currently the rate on the SRA 1 is (over $100,000) 4.70% first year 3.70% base rate, (under $100,000) 4.60% first year 3.60% base rate. NEW CARRIER ADDED FSD is pleased to now be able to offer products from Ameritas Acacia Companies, AM Best A, S&P AA. Acacia has been very competitive in the lifetime SPIA marketplace. NEW PRODUCT FROM AMERICAN GENERAL LIFE THANKS FOR THE REFERRALS I wish to thank our
many producers who have taken advantage of our referral program. FSD has
paid out thousands of dollars to producers who have referred new agents to
us. Due to the great success of this program we will continue it through at
least the end of the year. Refer an agent – They will thank you and we will
pay you. |
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Monthly Journal December 2003 |
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FSD LIFE CORNER FSD is first and foremost an annuity marketing organization. From time to time our agents need some life product. As an added program, we now offer SPWL from Liberty Life – a great life product for annuity sales people. Call Darren or Jeff or visit our website for details of this product. Commission is 6%. Presidential Life has recently raised its guaranteed issue life program to a $50,000 maximum. Call for details. Ask about the TNP Life bonus contract and receive the highest possible Life Commissions with no $ requirements. |
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Page 2 |
| UNDERSTANDING THE PRODUCTS
YOU SELL - COMFORT = SALES FSD is a full service general agent for many top annuity companies. Full service means intensive product training, full sales support including client presentations and new business submission and follow up. Confidence shows through. Be the expert at the sales table, let us show you how! |
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