The S&P 500 was up 9.00% in 2004. An annual reset index annuity like the ING USA Secure Index with a cap of 7.00% would have returned 7.00%! Extremely good considering CD rates were at 1% to 2%. The same type of client buys both products. Do the CD buyers in your area know about the Equity Indexed Annuity? Upside potential with an overall minimum guarantee of 3.00% and an easy to understand crediting method. Client gets 100% of the S&P percentage gain up to 7.00%. Crediting is based on policy year. It is that Simple! The policy term is only 7 years and agents earn a 5.00% commission. A well known top rated company with great sales material to aid independent agents. Give us a call if you are interested in learning more about Equity Indexed Annuities! We have client approved sales material and CDs.

California Agents must have annuity CE done to continue to sell annuities in CA. If you have not
completed your CA annuity CE and you want to sell annuities call us ASAP!

IRA contribution limits increase to $4,000 - Catch-up contributions remain at $500. Simple IRA contribution limits increase to $10,000 - Catch-up contributions increase to $2,000.