Annuity Review
A variety of sales ideas, product discussions/comparisons and miscellaneous
thoughts.Welcome Reliastar Life
We are pleased to add the
annuity products from Reliastar Life to our group of carriers. Reliastar is rated (A+ Best, AA+
S&P).
Reliastar brings an excellent and simple to explain indexed annuity. The EIA Series
1 is a non average annual reset product based on a calendar year, with a current
participation rate of 60% with a 10% annual cap on earnings. Both participation rate and
cap are GUARANTEED for the term. Reliastar also has very competitive
immediate annuity rates and a good
multi-year guarantee product the MVA Annuity :
for 1st year
6% for years 2-9
6% Commission (to age 85)
Switzerland/Italy 2000
Reliastar has 2 great conventions coming up
with what we believe to be very low qualification levels. (Until 2-29-2000)
- $400,000 - 4 days/ 3 nights Breckenridge, Co.
- $1,000,000 - 6 days/ 5 nights
Switzerland & Italy.
Both levels are relatively low, but only $1,000,000 for both
Switzerland & Italy is a Great Deal. USG Life & Annuity Raises Rates
Select Guarantee
6.55% (years 1-5)
6 years 6.75% (years
1-6)
8 years 11.00% (1st year)
6.00%
(years 2-8)
Rate guarantee and surrender period
match.
New Agent Bonus
Sell your first USG case and receive a cash bonus
from FSD and a prize from USG. Cash bonus from $50 to $250 based on premium. Prizes
- Binoculars, Power Drill & MORE!
USG Power Contest
$250,000
Production - 1 prize
$500,000 Production
- 2 prizes
Power Prizes - Sharp 27" TV, RCA 8mm
camcorder, 3 nights Hyatt or Marriott, Gas Grill, Digital Camera & MORE! (Call for
official rules) HAVEN'T SOLD WITH USG LATELY
Check out their "Cash Blast" award
program for new agents or agents who haven't written in 12 months.*
Get $200.00 for $10,001-$50,000 case.
Get $500.00 for $50,001 and up case.
Applications must be in by June 31, 2000.
Case must be applied by July 31, 2000.
First Case ONLY!
Call FSD for more information on this exciting offer.
INDEXED ANNUITY WITH
GUARANTEES
Great American Life has two equity indexed annuities that GUARANTEE the
participation rate will NEVER drop below 50%. The Equilink Choice and the Equilink Choice
Plus. Both products are of the annual reset, monthly average design currently with an 80%
participation rate (50% Minimum). The Equilink Choice is an 8 year product and pays a 7%
commission and the Equilink Choice Plus is a 15 year product and pays a 10%
Commission
(higher in CA call for details).
LET'S LAUNCH AETNA CONTEST
To get things going, FSD Financial is running a Launch Aetna
Annuities Contest --
The prizes are simple - CASH
Get $200.00 $20,001 of premium and up!
FSD Referral Program
We have rewarded our brokers in the past for referring other brokers to
us. We pay cash to you each time your referral sells - Not Just On The First Case!
They get great products & service - you get cash - thats a win-win!
NEW!! F&G Life Prosperity 2 Index
100% Participation (Guaranteed For Term)
Biennial Reset (Every 2 Years) -
Daily Average 3.50% Margin (Every 2 Years)
Max. Margin 5%
No Cap
BLAST FAXES
If you would like to be notified of important rate
changes or receive our spreadsheets by fax... email
us with you name and fax number.
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