ING USA Indexed Annuity Rates Increase
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A monthly guide for insurance agents reviewing fixed annuity product quality and performance.
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Annuity Review
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(Click for PDF Format!) November 2006 |
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ING USA Indexed
Annuity Rates Increase "As a ‘thank you’ to our marketing organizations and agents for moving ING Fixed Annuities into the number two spot in the marketplace this year, we would like to show our appreciation with an outstanding rate increase. In addition, we will position our rates throughout the rest of the year to help give you a strong finish. Your success is our success. " Brad Newcomb, Sr. Internal Wholesaler, ING USASecure Index Seven Annuity $15,000 Band $75,000 BandPoint-to-Point Cap Index Strategy: 7.50%Cap 8.25%Cap Monthly Average Index Strategy: 0.95%Index Spread 0.45%Index Spread Pt-to-Pt Participation Index Strategy: 55%Participation 60%Participation Fixed Rate Strategy: 4.20% 4.20% Minimum Guarantee 3.50% on 100% of premiums Commission 5.00% (0-80) (See a historical illustration on page 2) 5.00% Premium Bonus on the Secure Index Opportunities Plus $15,000 Band $75,000 Band Monthly Average Index Strategy: 1.15%Index Spread 0.65%Index Spread Pt-to-Pt Participation Index Strategy: 50%Participation 55%Participation Fixed Rate Strategy: 3.50% 3.50% Minimum Guarantee 3.50% on 100% of premiums Commission 8.00% (0-80) (See a historical illustration on page 3) 1 Year WALK-AWAY Fixed Annuity! Now in its fifth month! 5.05% - July This is the only fixed annuity our agents have found to seriously compete against short term products. Give me a call and I will be happy to explain this fixed annuity in detail. Commission is 1.00% (0-100) See enclosed spreadsheet for other details. Not available in all states. 2.00% Surrender. Increasing Rate Annuity! 5.10% Over 5 Years 1.00% Premium Bonus · Year 1 is 3.95% Guaranteed· Year 2 is 4.45% Guaranteed · Year 3 is 4.70% Guaranteed · Year 4 is 5.20% Guaranteed · Year 5 is 6.20% Guaranteed 1.00% Commission (0-90) OK,TX,RI,VT,WV TOP INDEPENDENT ANNUITY AGENTS CALL US FSD assists agents in becoming fixed annuity experts. Our appointed agents get intense product training, access to the industry’s top carriers and the highest possible level commission contracts, plus our back office does all the follow-up for you. This saves our agents a tremendous amount of time and energy. Fixed Annuities offer GUARANTEES, let us show you how these guarantees can offer your clients security in their retirement years. FSD has well over $450,000,000 in quality independent agent annuity sales since 1996. Trust us to provide sales experience, service, and quality contracts! |
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