ING USA Multi-Builder Guaranteed Increasing Rate Annuity
A fixed cd type annuity with a distinct advantage, the rate will go up guaranteed.
When compared to a CD this annuity rate is higher and will increase guaranteed.
It is simple and works like this:

• Year 1 is 3.75%

• Year 2 is 3.90%

• Year 3 is 4.05%

• Year 4 is 4.20%

• Year 5 is 4.35%

• Years 6 - 10 is 4.50%

With a Commission of 4.50% (0-75) & 3.37% (76-85) and a Full Death Benefit - Waivers. 10 Year Surrender allows Interest Withdrawals In 30 Days and annuitization at anytime after the first year.