Last month we discussed the ING Selectra, a 10 year surrender, no cap EIA from ING USA. The main issue agents seem to have with this product is the longer surrender period and lower minimum guarantee of 1.50% on 100% of deposits. On October 17, ING USA released two new indexed annuities, the Secure 5 and Secure 7. Both product have the same four crediting methods:

• Point-to-Point Cap Index Strategy -
• Monthly Average Index Strategy - NO CAP
• Point-to-Point Participation Index Strategy - NO CAP
• Fixed Rate Strategy
Spread and cap rates vary on each product, see enclosed spreadsheet for details.
Commission is 4.00% on the Secure 5 and 5.00% on the Secure 7.
Give us a call for your free client presentation CD's on Indexed Annuities today.
800-373-9697

AIG has a 6.00% bonus annuity with a 6 year guaranteed rate of 4.15%. The catch is the 9 year surrender period. After the 6th year the rate could increase but, never be less than 2%. A worse case of 3.40% over the 9 years, but could do better than 4.15% depending on renewal rates. 10% free withdrawal is available. A fair rate with a good commission, just what some agents have been asking for. Call for details and licensing information.

Commission bonus of 0.25% on cases $250,000 and up! (0-75)

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