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The
FSD Fixed Annuity Journal And Interest Rate Review
A monthly guide for insurance agents
reviewing fixed annuity product quality and performance.
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April 2004 |
Annuity Review
(PDF Format)
A variety of sales ideas, product discussions/comparisons and miscellaneous
thoughts.Conseco's
Equity Indexed Annuity 2003 -2004 Returns as of 4/2004
| Issue
Date |
Index
Credit |
Issue
Date |
Index
Credit |
|
1/2/03 -
1/3/03 -
1/6/03 -
1/7/03 -
1/8/03 -
1/9/03 -
1/10/03 -
1/13/03 -
1/14/03 -
1/15/03 -
1/16/03 -
1/17/03 -
1/21/03 -
1/22/03 -
1/23/03 -
1/24/03 -
1/27/03 -
1/28/03 -
1/29/03 -
1/30/03 -
1/31/03 -
2/3/03 -
2/4/03 -
2/5/03 -
2/6/03 -
2/7/03 -
2/10/03 -
2/11/03 -
2/12/03 -
2/14/03 - |
7.20%
5.69%
5.16%
3.55%
4.19%
5.33%
3.65%
3.83%
3.99%
3.87%
4.95%
5.47%
6.70%
8.15%
8.96%
8.20%
10.22%
11.59%
10.68%
10.32%
12.17%
11.78%
11.20%
12.54%
12.92%
13.64%
14.52%
13.64%
14.63%
16.19% |
2/18/03 -
2/19/03 -
2/20/03 -
2/21/03 -
2/24/03 -
2/25/03 -
2/26/03 -
2/27/03 -
2/28/03 -
3/3/03 -
3/4/03 -
3/5/03 -
3/6/03 -
3/7/03 -
3/10/03 -
3/11/03 -
3/12/03 -
3/13/03 -
3/14/03 -
3/17/03 -
3/18/03 -
3/19/03 -
3/20/03 -
3/21/03 -
3/24/03 -
3/25/03 -
3/26/03 -
3/27/03 -
3/28/03 - |
15.01%
13.62%
14.02%
14.77%
13.82%
15.00%
14.45%
15.74%
14.73%
15.33%
16.08%
17.53%
16.59%
17.65%
16.79%
18.88%
19.87% - WOW!
19.87% - WOW!
16.71%
16.95%
14.03%
13.87%
12.81%
12.58%
10.65%
13.42%
12.52%
13.16%
13.29% |
| An annual reset, monthly
averaging equity indexed annuity with NO CAP!. Above are first year
returns with participation rates varying from 65% to 75%. These are raw
figures and subject to a small margin of error. ING USA has a rather
similar product with 100% Participation with a spread design!
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|
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Monthly Journal April 2004 |
| As a
guest of Conseco and FSD Financial! All
expense paid trip for 2 includes meals, transportation, hotel and, from my
understanding, special treatment at the race.
WIN A TRIP TO THE 2004
INDIANAPOLIS
500
May 29 - 31, 2004
To qualify:
Top producer only - $250,000 premium
minimum.
- Minimum 2 applications.
- Applications submitted between 4/1/04 and 5/4/04.
- Call for complete details 800-373-9697
- See the enclosed Equity Indexed Annuity Spreadsheet
Annuity Review sales ideas,
product comparisons
• Rates & Commissions SPDA & EIA!
• When an eagle outperforms a bear.
• SPIA Life & Money Back Cash Refund
• Equity Indexed Annuity Returns-WOW!
• A+ Rated With 6% First Year Bonus
• Split Annuity Illustration Interest Strip!
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Page 2 |
|
"(SPIA) Single Premium
Immediate Annuity Quotes"
$100,000 Monthly Life With Cash Refund |
Male 50 - $506.00
Male 55 - $530.56
Male 60 - $562.36
Male 65 - $603.84
Male 70 - $657.78
Male 75 - $727.98
Male 80 - $821.59
Male 85 - $948.51 |
Female 50 - $484.59
Female 55 - $505.46
Female 60 - $533.69
Female 65 - $572.40
Female 70 - $624.59
Female 75 - $692.97
Female 80 - $778.76
Female 85 - $873.64 |
LIFE INSURANCE COMMISSIONS!
NOBODY PAYS HIGHER! - CALL US TODAY FOR A COMMISSION
QUOTE!
OUR PAY-OUTS ARE SO MUCH HIGHER THAN THE COMPETITION WE CAN NOT ADVERTISE
THEM! |
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Index Annuity past returns
from Conseco