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You and Your IRA
You can start your own company like our friend to the left
or you can start your own Individual Retirement Account (IRA)
today with fsdfinancial.com for as little as $50 a month or a one time deposit of
$2,000. There are no fees and 100% of your money goes to work for you. Just select any of
the following annuity products as your IRA and realize a safe, guaranteed and competitive
return.
- Periodic Payment Annuities: These
annuities are perfect for all ages, but thanks to the power of tax deferral, the younger
you are the harder your money works for you. You choose to contribute monthly, quarterly
or when ever you want into this "flexible annuity." Pay as little as $50 per
month or $1,000 per year into your IRA annuity. Get in the habit NOW of systematically
saving for your retirement. Instead of just writing out bills to the phone and electricity
companies, write out the most important monthly bill--the one to YOU!
- Multiple-Year Guaranteed Annuities: These
annuities guarantee a competitive interest rate anywhere from 1 to 10 years. Know exactly
what you will receive without worrying about a drop in interest rates.
- Indexed Annuities: Linked directly
to the S&P 500, indexed
annuities provide competitive stock market returns while protecting 100% of your
money. Avoid not only market risk, but also loads and fees that come with IRA mutual
funds. You can even boost your savings by contributing small amounts each month into the
indexed annuity.
- General
Deferred Annuities: Choose to invest from a variety of deferred annuities, each
featuring different surrender schedules and withdrawal features. FSD analyzes your
investment needs and match them with one of 60 deferred annuities we have available from
our 20 elite life insurance carriers.
- Market
Value Adjusted (MVA) Annuities: When you invest in a deferred annuity, usually 10% of
your account value can be withdrawn at any time without penalty. With an MVA annuity,
whenever more than the penalty-free withdrawal amount is withdrawn, the company makes a
market value adjustment to the amount withdrawn to reflect changes in the interest rate
environment since the policy was purchased. The amount withdrawn is then adjusted, either
up (if prevailing rates are relatively lower) or down (if rates are relatively higher). In
some cases, if rates have decreased enough you can withdraw amounts far greater than the
usual 10% and come out well ahead.
- Roth
IRA: This is an exciting new IRA that offers tax free earnings and no tax on you
future withdrawals. Subject to age 591/2 rules.
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