Income annuities explainedImmediate Annuities explained
All types of Immediate Annuity quotes and commissions for insurance agents.
The Income Annuity General Agent For The Independent Agent. 
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SINGLE PREMIUM IMMEDIATE ANNUITIES
Shop the market in one call!
 FSD Financial has been a major industry advocate for immediate annuities for over a dozen years.
We specialize in pension rollovers and qualified funds and can produce the HIGHEST payout for your client on those qualified assets. We are the immediate annuity experts, try us and see for yourself!

Long Time
SPIA Experts

 FSD constantly shops the insurance market place for the most competitive Single Premium Immediate Annuity prices. We have over a dozen Immediate Annuity carriers who at any time may have the most competitive price. No one company has the best price for all immediate annuity buyers, some are better at Life Contingency some at Joint & Survivor and so on. One call to us and you can be sure you are receiving the most competitive pricing from a top rated carrier.
For an immediate annuity quote call (800) 373-9697 or fill out our on-line annuity quote request form.

A GUARANTEED INCOME FOR LIFE WITH A

 

MONEY BACK GUARANTEE

 

 

 

  "If I die the insurance company keeps my money" This has been a concern of buyers of lifetime immediate annuities. But our principal return program solves this concern with the money back guarantee feature.

The money back guarantee or refund feature on an immediate annuity offers protection of principal. In the case of death prior to the recovery of the original principal the beneficiary would receive the unpaid portion of principal as a continuation of income payments or in a lump sum.

The money back guarantee PLUS or period certain feature can guarantee principal plus interest return even in the event of an early death.
 
Example Immediate Annuity With Refund Options!
  $100,000 Deposit Money Back Minimum Guarantee
65 Male $668.69 guaranteed monthly income for life with refund (8.02%)
65 Female $639.01 guaranteed monthly income for life with refund (7.69%)
75 Male $815.13 guaranteed monthly income for life with refund (9.78%)
75 Female $779.63 guaranteed monthly income for life with refund (9.34%)
85 Male $1,011.26 guaranteed monthly income for life with refund (12.14%)
85 Female $990.59 guaranteed monthly income for life with refund (11.89%)
Rates based on 06-01-2009 factors. Subject to change! Up to date rates click here!

Specialized Spreadsheets

Compare A Our Quotes

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and we will run
our top four immediate annuity
and spreadsheet them for you.

REQUEST

 Client Name
AGE DOB State of issue
Agent Name

$100,000 Non-Qualified

  Company 1 Company 2 Company 3 Company 4
Life Only        
Life With 10 Certain        
Life With 15 Certain

Sample Quote sheet PDF we send!
Life With Refund        
Joint Life Only        

SPIAquote.com comming soon!

 


DID YOU
KNOW SPIAs
OFFER?

  • Deferred starts up to 30 years.
  • Cost of living adjustments (1% - 7%) compounded annually
  • Cash Refunds a lump sum death benefit
  • Installment Refund of unused premium at death
  • AAA carriers
  • Single and Joint Life
  • Issue Ages to 100
  • Guarantee Payout Periods from 3 to 50 years
  • Payouts may be Monthly, Quarterly, Semi-annual & Annual
  • Direct Deposit into Checking or Savings account
  • Structured and balloon payments
  • Can be used to fund life insurance and long term car
  • Business buy-outs

It's Time

 To learn more about Immediate Annuities call the experts
at FSD toll-free (800) 373-9697, 
Email us or
Immediate Annuity Quote Request Form
NEW From Genworth

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Introducing two more reasons to choose the Genworth Financial companies for your clients' immediate annuity needs.

                   IA 
                           Learn More

                      
                        IB
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Income Advance Feature

Need extra cash?  If your client needs extra money immediately, they can advance future guaranteed income payments (up to 12 months) into a lump sum paid immediately.  This payment feature applies to all eligible contracts and all payment types.  This incredible feature is automatically applied to all eligible contracts at the time of application with no fee.  Some restrictions and limitations apply.

  Income Booster Feature

Get the best of both worlds!  Let your clients receive the security and peace of mind of a guaranteed retirement paycheck today, combined with the opportunity to participate in gains from rising interest rates. With this optional feature your clients' payments are  guaranteed to never decrease and have the opportunity to increase up to 20%.  Some restrictions and limitations apply.

Take your SPIA sales beyond the spreadsheet.
SecureLivingSM Fixed Immediate Annuities offers more benefits for you and your clients:

  • Flexibility
  • Access To Money
  • Growth Potential 

Contact your GA today for more information

[www.fsdfinancial.com 800-373-9697] 

SecureLivingSM immediate annuities are issued by Genworth Life and Annuity Insurance Company, Richmond, VA and Genworth Life Insurance Company, Lynchburg, VA.  Subject to policy form series [MP7172 et al, P7172 et al, GMP7172 et al, GP7172 et al, GNWLA6012 et al and GEC6012 et al].

SecureLivingSM NY immediate annuities are issued by Genworth Life Insurance Company of New York.  Subject to policy form series [GENY8010 and GENY6012]. 

Genworth Life and Annuity Insurance Company and Genworth Life Insurance Company are licensed in all states except New York.  Only Genworth Life Insurance Company of New York is licensed in New York.

The SecureLivingSM immediate annuity series consists of single premium immediate annuities issued as individual annuity contracts or certificates associated with a group annuity contract.  Features and benefits may vary by state and contract.  Ask your representative for details. 

All guarantees are based on the claims-paying ability of the issuing insurance company.

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#1 Concern
of Seniors 

OUTLIVING THEIR MONEY
The Single Premium Immediate Annuity is the ONLY product that GUARANTEES they won't.
Join FSD and receive detailed client illustrations, professional sales kits, product training and so much more.

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