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SINGLE PREMIUM IMMEDIATE ANNUITIES
Shop the market in one call!
FSD Financial has been a major industry advocate for immediate annuities for over a dozen years.
We specialize in pension rollovers and qualified funds and can produce the HIGHEST payout for your client on those qualified assets. We are the immediate annuity experts, try us and see for yourself!

Long Time
SPIA Experts

 FSD constantly shops the insurance market place for the most competitive Single Premium Immediate Annuity prices. We have over a dozen Immediate Annuity carriers who at any time may have the most competitive price. No one company has the best price for all immediate annuity buyers, some are better at Life Contingency some at Joint & Survivor and so on. One call to us and you can be sure you are receiving the most competitive pricing from a top rated carrier.
For an immediate annuity quote call (800) 373-9697 or fill out our on-line annuity quote request form.

A GUARANTEED INCOME FOR LIFE WITH A

 

MONEY BACK GUARANTEE

 

 

 

 "If I die the insurance company keeps my money" This has been a concern of buyers of lifetime immediate annuities. But our principal return program solves this concern with the money back guarantee feature.

The money back guarantee or refund feature on an immediate annuity offers protection of principal. In the case of death prior to the recovery of the original principal the beneficiary would receive the unpaid portion of principal as a continuation of income payments or in a lump sum.

The money back guarantee PLUS or period certain feature can guarantee principal plus interest return even in the event of an early death.
 
Lifetime Income With Money Back Guarantee Refund Death Benefit.
 Income begins 1 month after deposit. Rates as of 05/02/2011 - Based on $100,000 of premium.
Gender / Age 

Monthly Income

Annual Percentage Return P&I

 Tax Free Portion
Male 60 $549.15 6.59% 58% Tax Exclusion
Male 65 $595.99 7.15% 63% Tax Exclusion
Male 70 $653.90 7.85% 69% Tax Exclusion
Male 75 $731.89 8.78% 74% Tax Exclusion
Male 80 $816.34 9.80% 79% Tax Exclusion
Male 85 $922.13 11.07% 84% Tax Exclusion
Gender / Age 

Monthly Income

Annual Percentage Return P&I

 Tax Free Portion
Female 60 $524.73 6.30% 61% Tax Exclusion
Female 65 $563.11 6.76% 65% Tax Exclusion
Female 70 $619.29 7.40% 72% Tax Exclusion
Female 75 $696.06 8.35% 74% Tax Exclusion
Female 80 $784.07 9.40% 83% Tax Exclusion
Female 85 $895.25 10.74% 87% Tax Exclusion
Gender / Age 

Monthly Income

Annual Percentage Return P&I

 Tax Free Portion
Male 65 / Female 60 $497.23 5.97% 59% Tax Exclusion
Male 70 / Female 65 $537.41 6.45% 69% Tax Exclusion
Male 75 / Female 70 $586.69 7.04% 70% Tax Exclusion
Male 80 / Female 75 $655.09 7.86% 76% Tax Exclusion
Fixed Period ONLY ($100K)

Monthly Income

 Per $1,000 Deposit (All Ages) Tax Free Portion
5 Year Certain ONLY $1,690.92 $17.11 98% Tax Exclusion
10 Year Certain ONLY $937.40 $9.60 88% Tax Exclusion
15 Year Certain ONLY $713.03 $7.09 77% Tax Exclusion
20 Year Certain ONLY $584.97 $6.02 71% Tax Exclusion

Annual Percentage Return P&I: This is the annual percentage needed in any other vehicle to guaranteed the same income without out ever running out of money! 

Quotes may vary in some states due to state premium taxes.
Rates based on 05-01-2011 factors. Subject to change! Up to date rates click here!

Specialized Spreadsheets

Compare A Our Quotes

Get appointed
and we will run
our top four immediate annuity
and spreadsheet them for you.

REQUEST

 Client Name
AGE DOB State of issue
Agent Name

$100,000 Non-Qualified

  Company 1 Company 2 Company 3 Company 4
Life Only        
Life With 10 Certain        
Life With 15 Certain

Sample Quote sheet PDF we send!
Life With Refund        
Joint Life Only        

SPIAquote.com

 


DID YOU
KNOW SPIAs
OFFER?

  • Deferred starts up to 30 years.
  • Cost of living adjustments (1% - 7%) compounded annually
  • Cash Refunds a lump sum death benefit
  • Installment Refund of unused premium at death
  • AAA carriers
  • Single and Joint Life
  • Issue Ages to 100
  • Guarantee Payout Periods from 3 to 50 years
  • Payouts may be Monthly, Quarterly, Semi-annual & Annual
  • Direct Deposit into Checking or Savings account
  • Structured and balloon payments
  • Can be used to fund life insurance and long term car
  • Business buy-outs

It's Time

 To learn more about Immediate Annuities call the experts
at FSD toll-free (800) 373-9697, 
Email us or
Immediate Annuity Quote Request Form

#1 Concern
of Seniors 

OUTLIVING THEIR MONEY
The Single Premium Immediate Annuity is the ONLY product that GUARANTEES they won't.
Join FSD and receive detailed client illustrations, professional sales kits, product training and so much more.

FSD FINANCIAL SERVICES
 Your One-Stop Annuity Shop!
Immediate Annuity Quotes Toll Free (800) 373-9697
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