Indexed Annuity With Cap

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FGA - Focus Growth Annuity - 09/26/2011

7 Year Term 100% Participation Rate
$100,000+	$15,000 - $99,999
2.95% Cap (Bail-out cap 0.95% cap)	2.35% Cap (Bail-out cap 0.35% cap)
Fixed Rate 1.70%
5.00% Commission (0-80)

5 Year Term 100% Participation Rate
$100,000+	$15,000 - $99,999
2.80% Cap (Bail-out cap 0.80% cap)	2.20% Cap (Bail-out cap 0.20% cap)
Fixed Rate 1.70%
4.00% Commission (0-80)
DETAILS Annual Point to Point Reset / Annual Lock-In Issue ages 0-90 1.00% on 100% minimum guarantee $15,000 minimum deposit. Bail-Out cap - if the cap ever drops more than 2% below first year cap! Get 100% of the S&P up to the cap it is that simple!

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