The basic concept is simple. If the U.S. stock market (the S&P 500) grows in a given year, your client earns a percentage of that growth. But if the market performs poorly in a given year, clients simply earn 0% (2% on some products) for that particular policy year. Further, the original deposit and any interest credited in previous EIA policy years are preserved no matter what the S&P 500 does. Combine this with tax-deferred accumulation and you've got a sale! Call us if you would like to know more or email.

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Market Linked Products offer upside potential without downside risk.
Not only do you get all of the "UP'S" and none of the "down's"
but a minimum guarantee as well.

Did you know EIA sales were up 30% in 2004?.
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