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Split Annuity Illustration Using A Deferred Annuity
 A Split Annuity is the combination of guaranteed interest accumulation and income payout. FSD Shops the market to combining the highest rate Deferred Annuity with the highest pay out Immediate Annuity to provide the maximum yield on a split annuity.
The benefits of a split annuity include tax excluded income and a guarantee of principal.

NQ - High exclusion ratio / tax brackets

Qualified -  Pension IRA rollovers

$250,000

Allocate
$102,247.81
to a Period Certain Immediate Annuity
 

Allocate
$160,981.92
to purchase a
10-year Deferred Annuity

Annuity Income

Annuity Accumulation

Annuitant receives
$856.30
Per month for 10 Years Guaranteed
(86.6% TAX-EXCLUDED)

Current Interest Rate is
4.50%
Guaranteed Over the 10 Years

End of Annuity Term

After 10 years a GUARANTEED,
$250,000
will be available to the annuitant.

$250,000

Income using systematic withdrawals of interest, can be stopped and started. Income not taken will be credited to deferred side.

Allocate
$250,000
to purchase a
10-year Deferred Annuity
Annuity Income Annuity Accumulation

Annuitant receives
$918.70
Per month for 10 Years Guaranteed
(100% Taxable)

Current Interest Rate is
4.50%
Guarantee For 10 Years

End of Annuity Term

After 10 years a GUARANTEED,
$250,000
will be available to the annuitant.

Rates may vary in some states.
Updated 10/25/2010

FSD can customize a split annuity illustration based on age, income desired and with term from (5 - 10 years).

A split annuity is a fixed annuity that uses the best possible deferred annuity and immediate annuity to guarantee income and principal. The above illustrations show non qualified and qualified funds and how the income may vary. After tax effect will determine which product fits  after applying the exclusion ratio.

Would you like to receive a split annuity illustration?


Client Name:

Age: State:

Deposit Amount:
and / or
Desired Income:
Note: Split annuity income payouts start in 30 days

Select a term:
5 Years 6 Years 7 Years
8 Years 9 Years 10 Years

Type of funds:
Qualified - IRA, Pension, Rollovers
 Non Qualified - Cash, after tax, 1035 exchanges

Agent Information:
Agent Name:

Agent Email:

Address:

City: State: Zip:

Agent Phone:

Agent Fax: If you would like quotes faxed

Receive annuity quotes by:
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Requests / Instructions:
 
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